CHECK MY RATE
• Loan limit $100,000
• Fixed interest rates
• No pre-payment penalties
• Funds in as little as 24 hours
• Checking your rate does not imact your credit score
Have you been denied elswhere? Click here
• Loan limit $100,000
• Fixed interest rates
• No pre-payment penalties
• Funds in as little as 24 hours
• Checking your rate does not imact your credit score
• Loan limit $100,000
• Fixed interest rates
• No pre-payment penalties
• Funds in as little as 24 hours
• Checking your rate does not imact your credit score
Have you been denied elsewhwere? Click here
Emergency funds • Pay off cards
Free up credit • Save monthly
THE PROCESS
3 Simple Steps
THE DIFFERENCE
Have you been denied elsewhere?
Being denied doesn't feel good, does it? Rising costs and high credit card interest rates, driven by inflation, can create the need for a loan.
One loan can get you back on your feet.
One loan may offer relief, depending on the terms and payment structure. If you've been turned down by other lenders, that doesn't mean there isn't another loan available. Every lender has different criteria, and being denied by one doesn't mean you won't qualify for another. Even if you've been told 'no' before, exploring all of your options might lead to the one loan that works for you. Have you received a mail offer from us? What are you waiting for?
The first step? Simply seeing what's possible.
Call us—we are happy to speak sensibly with you to get you what you need, when you need it. Considering your unique situation and goals, we think ahead. We don't just want to be your trusted partner today, but tomorrow too.
ABOUT
All About
Lendibly
Lendibly was created to fill a gap in financial services. There are over 9,200 lenders in the U.S., but most people don't know they exist! We believe everyone should have a chance to get ahead financially without needing to fill out multiple forms on different lending sites. Additionally, you can talk to someone right away for quick answers.
We combine new technology with old-school customer service. We know that talking to a real person is important, especially when it comes to debt and finances.
Thanks to our partnerships with flexible lenders, we can offer tailored options to meet your needs. Our goal as the personal loan division of Flexible Financial, is taking a personal approach to getting the best rates and payment terms available for you in North America. If you're feeling financially stretched, it might make sense to Flexibly Save™ through Lendibly.
STANDARDS
Service that speaks for itself
Availability
Efficiency
We pride ourselves in getting you the answers you want within minutes of calling.
Trust
We are only as good as our word. If a company's word is worth nothing, the company is worth nothing.
FAQ
You're probably
wondering...
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What does flexible financial assistance mean?Rising costs and high credit card interest rates, driven by inflation, create the need for relief. A loan may offer that relief, depending on the terms and payment structure.
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Is collateral required for loan approval?You won't need collateral for a loan if you're approved. Skip the worry about liens on your property.
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Since I'm pre-approved, does that guarantee financing?Receiving a pre-approval offer does not ensure loan approval. It indicates that, based on your credit report, you meet specific criteria regarding your creditworthiness for this offer. Your eligibility could change due to updates in your credit history, income verification, or other factors.
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How would my rate be different from my credit card rates?Most credit card rates are variable, meaning they fluctuate over time and are often linked to the economy’s index rate. Interest accrues daily on your credit card balances, and you may end up paying significantly more due to the daily accumulation of interest. Lendibly partners offer low rates with a fixed schedule, ensuring transparency in when your debt will be paid off. With a fixed-rate plan, you don’t have to worry about rate changes tied to economic shifts; your rate remains constant until your loan is fully repaid.
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How is my interest rate calculated?Interest rates are based on factors such as your credit score, credit history, income, loan amount, and loan term. Since each person's credit and financial situation is unique, we review your information to find the best solutions tailored to your specific circumstances.
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Is there an additional fee for early repayment of my loan?There are no additional fees or costs for paying off your loan early. By repaying your loan ahead of schedule, you will reduce the total interest paid, as interest is only charged on the outstanding balance.
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What is the benefit of consolidation?You can stop struggling to manage multiple bills and unpaid balances. With a single monthly payment and a fixed rate, you can simplify your financial situation and move closer to becoming debt-free.
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How much can I borrow?The minimum loan amount is $5,000, and the maximum is $100,000. Eligibility is not guaranteed and depends on meeting credit and other requirements.
